Article writer-Kay Donnelly
Made of a network of banks, credit unions and other financial institutions, ChexSystems is a reporting agency that keeps a database of consumers who have either knowingly or unknowingly mismanaged a checking/or bank account. While most are listed due to circumstances beyond their control, unfortunately some are listed for fraudulent activities such as purposely passing bad payments. It is these bad apples that make ChexSystems a crucial evil too important amount of our overall economy.
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